Welcome to Alternatives To Foreclosure. ATF works with distressed homeowners nationwide to avoid foreclosure and mitigate its associated negative credit impact. ATF provides an array of loss mitigation solutions and services including shortsale negotiation. If for whatever reason you are currently behind on your mortgage payments - or foresee that you will soon be unable to continue making your payments - take heart: you do have options. At ATF, we are here to help you. Foreclosure situations tend to be extremely time sensitive so please contact us today for a free consultation with one of our specialists.



Broker Talk

What is a Short Sale?

Also known as a real estate short pay-off or a pre-foreclosure workout, a shortsale is an agreement with a lender to accept less than the amount owed by a borrower via a sale of the property to a third party.

Home Owners

Are you struggling with your mortgage payments? You have options! We can help you avoid foreclosure and get you a fresh start.




Are you looking to increase your pipeline of business? By partnering with ATF, you can expand the scope of your services without becoming distracted from your core competency of selling properties.


While purchasing a short sale property can at times be a complex and time-consuming process, it can also be a highly profitable investment opportunity.

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